hai , any one tell to me , about esi benifits .when it is useful for employees.
From India , Hyderabad
The section 46 of the Act envisages following six social security benefits:-
(a) Medical Benefit
The Employees’ State Insurance Scheme provides full medical care in the form of medical attendance, treatment, drugs and injections, specialist consultation and hospitalization to insured persons and also to members of their families where the facility for Specialist consultation, hospitalization has been extended to the families.
For the families, this benefit has been divided into two categories as under:-
This consists of hospitalization facilities and includes specialist services, drugs and dressings and diets as required for in-patients.
This consists of consultation with the specialists and supply of special medicines and drugs as may be prescribed by them in addition to the out-patient care. This also includes facilities for special laboratory tests and X-Ray examinations.
Apart from the curative services provided through hospitals and dispensaries, the Corporation also provides the following facilities including family welfare services.
Insured persons and members of their families are provided artificial limbs, hearing aids, and artificial appliances like spinal supports, cervical collars, walking calipers, crutches, wheel chairs and cardiac pace makers as a part of medical care under the Scheme.
(b) Sickness Benefit (SB)
Sickness Benefit represents periodical cash payments made to an IP during the period of certified sickness occurring in a benefit period when IP requires medical treatment and attendance with abstention from work on medical grounds. Prescribed certificates are; Forms 8, 9, 10, 11 & ESIC-Med.13. Sickness benefit is roughly 50% of the average daily wages and is payable for 91 days during 2 consecutive benefit periods.
Extended Sickness Benefit (ESB)
IPs suffering from long term diseases were experiencing great hardship on expiry of 91 days Sickness benefit. Often they, though not fit for duty, pressed for a Final certificate. Hence, a provision for paying Sickness Benefit for an extended period (Extended Sickness Benefit)of upto 2 years in a ESB period of 3 years.
1. An IP suffering from certain long term diseases is entitled to ESB, only after exhausting Sickness Benefit to which he may be eligible. A common list of these long term diseases for which ESB is payable, is reviewed by the Corporation from time to time.
2. To be entitled to the Extended Sickness Benefit an Insured Persons should have been in continuous employment for 2 years or more at the beginning of a spell of sickness in which the disease is diagnosed and should also satisfy other contributory conditions.
3. ESB shall be payable for a period of 124 days initially and may be extended up to 309 days in chronic suitable cases by Regional Dy. Medical Commissioner/Medical Referee/Administrative Medical Officer/Chief Executive of the E.S.I. Scheme in the State or his nominee on the report of the specialist(s).
Enhanced Sickness Benefits
Insured Persons eligible to ordinary sickness benefit are paid enhanced sickness benefit at double the rate of sickness benefit i.e., about full average daily wage for undergoing sterilisation operations for family welfare. Duration of enhanced Sickness Benefits is upto 7 days in the case of Vasectomy and upto 14 days in the case of the Tubectomy from the date of operation or from the date of admission in the hospital as the case may be. The period is extendable in case of post operative complications.
(c) Maternity Benefit (MB)
Maternity Benefit is payable to an Insured Woman in the following cases subject to contributory conditions:-
Confinement-payable for a period of 12 weeks (84 days) on production of Form 21 and 23.
Miscarriage or Medical Termination of Pregnancy (MTP)-payable for 6 weeks (42 days) from the date following miscarriage-on the basis of Form 20 and 23.
Sickness arising out of Pregnancy, Confinement, Premature birth-payable for a period not exceeding one month-on the basis of Forms 8, 10 and 9.
In the event of the death of the Insured Woman during confinement leaving behind a child, Maternity Benefit is payable to her nominee on production of Form 24 (B).
Maternity benefit rate is double the Standard Benefit Rate, or roughly equal to the average daily wage.
(d) Disablement Benefit
  1. Temporary disablement benefit(TDB)
  2. Permanent disablement benefit(PDB)
(e) Dependants’ Benefit (DB) <link updated to site home>
(f) Funeral Expenses
An interesting feature of the ESI Scheme is that the contributions are related to the paying capacity as a fixed percentage of the workers wages, whereas, they are provided social security benefits according to individual needs without distinction.
Cash Benefits are disbursed by the Corporation through its Local Offices LOs/ Mini Local Offices (MLOs)/Sub Local Offices SLOs)/pay offices, subject to certain contributory conditions.
In addition, the scheme also provides some other need based benefits to insured workers.
These include:
    1. Rehabilitation allowance
    2. Vocational Rehabilitation

From India , Bangalore
Dear All,
This is Prashant from OHSUNG Ele. I. P.L. Ranjangaon, Pune. as Asst. HR.
As in this resion ESI is not applicable & I am totally unknown about ESI.
Can anybody guide me indetails about ESI, benifits, returns, forms, procedures etc.
My E-Mail ID - &
Waiting for your valuable guidence.
Thanks & Regards -

From India , Mumbai
Anu Bennett
Hi, It can avail based on the contribution paid to the ESI from employee and employer. For that company to Get the regestration from ESI local/regional office
From India , Madras
Everything writeen is right. So many benefits. BUT IT APPLIES TO ONLY WHO DRAW SALARY LESS THAN RS.1600/= p.m. ????????? Who gets the benefit actually. Very less workers of India.
Srinivas Natekar

From India , Maisuru

Dear Prashanath, here i attached one file for your reference it will helps to you not only in esi in all labour laws it will help you. regards Subbu 9986048174.
From India , Bangalore

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